This answer completely depends on your insurance plan. If you have a Medicare, Medicaid, or ACCCHS plan, it’s very likely that you won’t have to pay anything for your surgery. If you have a commercial insurance plan like Blue Cross, Cigna, United, or Aetna, you will likely reach your maximum out-of-pocket expenses for the year. You should contact your insurance company and ask how much you’ve already contributed this year and what your maximum out-of-pocket expenses are. The difference between these two numbers makes up your expected costs for surgery (Our practice and the hospital will allow for payment plans).